Terms and Conditions

Introduction

Welcome to zalivnexinerio's terms and conditions. These terms govern your use of our website and financial planning services.

By using our services, you agree to these terms. Please read them carefully before proceeding.

Definitions

For clarity, the following definitions apply throughout these terms:

• • "Service" refers to our financial planning subscription and consultation services
• • "User" or "You" refers to individuals accessing our website or services
• • "Content" includes all information, advice, and materials provided through our platform
• • "Agreement" refers to these terms and conditions and our privacy policy

Use of Service

Your use of our services is subject to acceptable use guidelines:

Permitted Uses:

• • Accessing financial planning consultations and resources
• • Communicating with advisors about your financial situation
• • Using provided tools and resources for personal financial planning

Prohibited Uses:

• • Sharing login credentials or account access with others
• • Using services for illegal activities or unauthorized purposes
• • Attempting to circumvent security measures or access restrictions
• • Misrepresenting your identity or providing false information

User Responsibilities

As a service user, you agree to:

• • Provide accurate and complete information for service delivery
• • Maintain confidentiality of your account credentials
• • Notify us promptly of any changes to your circumstances
• • Comply with all applicable laws and regulations
• • Use services in good faith for their intended purpose

Intellectual Property

All content, trademarks, and intellectual property remain the exclusive property of zalivnexinerio unless otherwise specified.

You may not reproduce, distribute, or create derivative works without written permission.

Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information. Privacy Policy

Payment Terms

Subscription payments are subject to the following terms:

• • Monthly subscriptions are billed in advance on the same date each month
• • All fees include GST where applicable and are non-refundable
• • Payment must be current to maintain access to services
• • Price changes require 30 days advance notice

Service Termination

Either party may terminate services with appropriate notice.

Upon termination, access to services will cease, though some data may be retained per legal requirements.

Service Disclaimers

Our services are provided for informational purposes and do not guarantee specific outcomes or results.

Limitation of Liability

Our liability is limited to the fullest extent permitted by Australian law.

We exclude liability for indirect, consequential, or punitive damages arising from service use.

Indemnification

You agree to indemnify zalivnexinerio against claims arising from your use of services or violation of these terms.

Dispute Resolution

We prefer to resolve disputes amicably through direct communication:

Governing Law

These terms are governed by New South Wales law and Australian federal legislation.

Changes to Terms

We may update these terms periodically to reflect service changes or legal requirements.

Significant changes will be communicated via email or website notification.

Entire Agreement

These terms, together with our Privacy Policy, constitute the complete agreement between parties.

Severability

If any provision is deemed unenforceable, remaining terms continue in full effect.

Contact Information

Questions about these terms? Contact us at contact@zalivnexinerio.world or +61 553 969 701.